Credit Card Payoff Calculator
Calculate how long it will take to pay off your credit card debt
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Payoff Results
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Credit Card Payoff Tips
Pay More Than the Minimum
Even small additional payments can significantly reduce the time and interest you'll pay.
Target High-Interest Cards First
Focus on paying off cards with the highest interest rates to minimize total interest paid.
Consider Balance Transfers
A 0% APR balance transfer card can help you save on interest while paying off debt.
Avoid New Charges
Stop using the card you're paying off to prevent increasing your debt balance.